The problem with most automated underwriting isn’t that a model makes the decision.
Walk into any MSME credit appraisal meeting at an NBFC and you’ll find the same three artefacts.
RBI’s revised co-lending guidelines (effective January 2026) introduced three operational requirements that most NBFCs haven’t yet built into their tech stack.
Most of the conversation around RBI’s Digital Lending Directions focuses on FLDG caps and KFS requirements.
“Llama 3 is free! Why are we paying OpenAI?” This is a common refrain in bank boardrooms. While open weights models are democratizing AI…
“Llama 3 is free! Why are we paying OpenAI?” This is a common refrain in bank boardrooms. ..