The Operating System for the Agentic Bank
India’s First AI-Native NBFC Operating Platform
Built from scratch for NBFCs to run lending, operations, underwriting, collections, compliance, and workflows: all in one ecosystem.
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Banks & NBFCs Served
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Document Accuracy Rate
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Faster Loan Processing
Cr+
Loans Processed Monthly
Product Platforms
One Platform. Four Powerful Engines.
UltraBanker combines an AI-powered knowledge brain, agentic workbench, ready-to-deploy SaaS solutions, and an expert operations team into one unified platform.
Bank's AI Intranet
A private, permission-aware knowledge layer that connects all your internal data = policies, circulars, SOPs - with human-like understanding.
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Agentic AI Workbench
Build multi-step AI workflows for lending, risk, and compliance with a visual builder, human-in-the-loop controls, and native CBS integrations.
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FinOps AI Reporting
Automated financial reporting, MIS dashboards, and regulatory report generation - accurate, audit-ready, and real-time.
Explore FinOps
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Partner Hub Platform
Unified platform to onboard, manage, track, and settle partners and distributors, powered by AI-driven matching and compliance monitoring.
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SaaS Solutions
Five Solutions. One Lending Ecosystem.
Ready-to-deploy applications for Loan Origination, Loan Management, Scoring, CRM, and AI Helpdesk — go live in weeks, not months.
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Loan Origination System (LOS)
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Loan Management System (LMS)
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Loan Scoring & Underwriting (LWS)
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NBFC AI CRM
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AI Helpdesk
Digital Employees
AI Helpers. Not Replacements.
Our digital employees assist, analyze, and recommend – your human team retains full control and makes every decision.
Debt Collection AI Agent
Handles outreach, sentiment analysis, and settlement negotiations for delinquent accounts at scale.
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CAM AI Agent
Prepares comprehensive Credit Appraisal Memos - analysis, ratio calculations, and risk flags - in minutes.
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Underwriter AI Agent
Applies your credit policy, bureau data, and financials to deliver a structured underwriting recommendation.
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Compliance AI Agent
Monitors RBI circulars, audits loan files, and flags compliance gaps before they become regulatory issues.
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Ultra Operations
Don't Buy Software. Buy Outcomes.
Beyond software, we provide AI-driven operations and expert teams that help banks and NBFCs achieve better business outcomes.
Debt Collections Team
Hybrid AI + human tele-calling and field recovery teams. Sentiment-aware outreach, settlement negotiation, and legal escalation - with guaranteed collection efficiency targets.
KYC & Onboarding Team
Video KYC, document verification, and merchant onboarding squads augmented by AI OCR and fraud detection. 98.5% accuracy. 4-hour TAT SLA.
Audit & Compliance Team
Internal audit support, transaction monitoring, and vendor risk management - AI-assisted review teams that help you stay perpetually audit-ready.
Credit Underwriting Ops Team
AI-assisted credit teams handling credit memos, disbursements, and collateral coordination — triple throughput without tripling headcount.
How It Works
From Onboarding to Outcomes in Days
A structured deployment model that gets your AI agents live and delivering value within days, not quarters.
Why UltraBanker
Built for Indian Banks. From Day One.
Industry Insights
Thought leadership on Agentic AI, Banking Operations, and the Future of Work in Finance.
Ready to Transform Your Bank?
Join forward-thinking banks and NBFCs using UltraBanker to automate operations, ensure compliance, and scale lending.
