An AI-powered credit scoring and underwriting platform that synthesises bureau scores, bank statement analysis, GST data, income proxies, and your institution’s credit policy – delivering a structured, explainable underwriting recommendation in minutes.
Our scoring engine pulls data from 10+ sources, runs it through your custom credit policy rules, and produces a structured underwriting decision with full explainability – all within minutes of application submission.
All 4 bureaus supported - CIBIL, Experian, CRIF, Equifax.
12-month statement AI analysis - income, EMIs, bounces.
Turnover verification and GST compliance for MSME loans.
Income verification from ITR-1 through ITR-6 via GSTN API.
Consent-based financial data with RBI AA framework.
Digital property valuation integration for secured loans.
Every scoring decision comes with a human-readable explanation – which factors drove the score, how each data point was weighted,
and exactly which policy rule led to the recommendation. Your credit committee and RBI inspectors will always understand why.
See a live scoring demo on sample loan applications from your target borrower segment.
