RBI’s revised co-lending guidelines (effective January 2026) introduced three operational requirements that most NBFCs haven’t yet built into their tech stack.
Co-lending agreements are signed in a boardroom over a term sheet.
There’s a short, critical window in every loan lifecycle that most collections teams never see.
RBI Gross NPA across NBFCs hit ₹3.8 lakh crore in Q4 FY25. The Indian collections technology market is forecast to grow at 23% CAGR through 2028.
Most of the conversation around RBI’s Digital Lending Directions focuses on FLDG caps and KFS requirements.
NBFCs have made rapid progress in digitizing customer applications, document uploads, and system interfaces.
Retrieval-Augmented Generation (RAG) has become the de-facto standard for enterprise AI.
For the last two decades, the corporate intranet has been the place where documents go to die.
Loan origination is the lifeblood of a bank, but it’s often clogged with friction. It’s a document-heavy, linear process with strict verification steps…
The Reserve Bank of India has signaled that AI models will be treated with the same scrutiny…
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